Peoples State Bank
207 Main Street
PO Box 296
Jeffersonville, Georgia 31044
Tel: 478-945-3262
Fax: 478-945-6752
  Business Solutions Personal Banking Solutions About Peoples State Bank
 



Regular Business Checking

  • Minimum deposit to open $100
  • Balance of $2,000 or more for entire statement cycle – no service charge
  • If balance falls below $2,000 on any day of statement cycle - $12 service charge and $.25 per debit item fee will be imposed.

Business Interest Checking

  • Minimum Deposit to open $1,500
  • Balance of $1,500 or more for entire statement cycle – no service charge
  • If balance falls below $1,500 on any day of the statement cycle - $10 service charge and $.20 per debit item fee will be imposed.
  • No transaction limitations apply to this account.
  • Pays current Now interest rate – Calculated Daily - compounded and credited to account monthly
 

Savings Accounts

Business Money Market Account

  • Minimum Deposit to open $1,000
  • Balance of $1,000 or more for entire statement cycle – no service charge
  • If balance falls below $1,000 on any day of the statement cycle - $10 service charge and $.20 per debit item fee will be imposed.
  • Pays current Money Market rate – Calculated Daily - compounded and credited to account monthly
  • Transaction limitations apply

Sunshine Savings - Business

  • Minimum deposit to open $100
  • Balance of $500 or more for entire quarterly cycle – no service charge
  • If balance falls below $500 on any day of the quarterly cycle- $3 service charge and $1 per debit item fee will be imposed.
  • Pays current savings interest rate – Calculated Daily - compounded and credited to account monthly
Certificates of Deposit

  • Certificates are offered for terms of 3 and 6 months, and 1, 2, 3 and 5 years Minimum amount to open - $500
  • Please check with customer service for current rates

 

 

Internet Banking

Logon   » Learn more

Cash Management

Logon   » Learn more

Lost or stolen debit cards
    Call: 800.500.1044

 
  Business Hours
 

 

 

9:00 A.M. to 5:00 P.M.
Monday through Thursday
9:00 A.M. to 6:00 P.M. Friday

 
 
 
Member FDIC