Regular Checking

• Minimum deposit to open $100
• Balance of $400 or more for entire statement cycle – no service charge
• If balance falls below $400 on any day of statement cycle - $4 service charge and $.20 per withdrawal

Banclub Basic

• Minimum deposit to open - $100
• Monthly service charge - $6

Student Checking

• Minimum deposit to open - $100 Must be full time student Minimum age to open – 15 years (15-17 years of age requires one parent to be joint account holder) Minimum balance service charge will be waived
• First order of checks at no charge to customer

Now Account

• Minimum deposit to open - $1500
• Balance of $1500 or more for entire statement cycle – no service charge

• If balance falls below $1500 on any day of statement cycle - $10 service charge and $.20 per withdrawal
• Pays current Now interest rate – calculated daily – compounded and credited to account monthly

Savings Accounts

Money Market Savings

• Minimum deposit to open $1000 Balance of $1000 or more for entire statement cycle – no service charge If balance falls below $1000 on any day of statement cycle - $10 service charge and $.20 per withdrawal
• Pays current money market rate – calculated daily – compounded and credited to account monthly

Sunshine Savings

• Minimum deposit to open $100 Balance of $500 or more for entire quarter – no service charge If balance falls below $500 on any day - $3 service charge and $1 per withdrawal
• Pays current savings interest rate – calculated daily – compounded and credited to account monthly

Christmas Club

• Minimum weekly deposit - $1
• Checks mailed by November 16

Certificates of Deposit

• Certificates are offered for terms of 3 and 6 months, and 1, 2, 3 and 5 years Minimum amount to open - $500
• Please check with customer service for current rates