Most of us need to borrow money at different times in our lives. Whether you are buying a car or boat or making home improvements, The Peoples State Bank offers you several options. Our loan officers will be glad to meet with you to discuss your individual needs.

All of our loan decisions are made locally, based on our relationships with our customers. We are an application based lender.

Come see our loan officers, or give us a call at 478-945-3262 for details on how to apply for lending services, such as:

Equity Lines
Equity Lines offer a low interest rate tied to The Wall Street Journal prime and feature monthly, if qualified, interest-only payments.

Lines of Credit
This is an unsecured line of credit tied to The Wall Street Journal prime and offers if qualified, interest-only payments.

Term Loans
Secured and unsecured loans are available with a flexible term at a variable or fixed rate.

Mortgages
Whether it's for your primary or secondary residence, in or out of state, we can provide a fixed or variable mortgage at a competitive rate with terms you can live with.

Contact us
We welcome the opportunity to show you how we can help with your personal and family financial affairs.

* All loans are subject to credit approval.

Lost or stolen debit cards
    Call: 800.500.1044


Business Hours
    9:00 A.M. to 5:00 P.M.
    Monday through Thursday
    9:00 A.M. to 6:00 P.M. Friday