Regular Checking

• Minimum deposit to open $100
• Balance of $400 or more for entire statement cycle – no service charge
• If balance falls below $400 on any day of statement cycle - $4 service charge and $.20 per withdrawal item fee will be imposed.

Banclub Basic

• Minimum deposit to open - $100
• Monthly service charge - $6

Now Account

• Minimum deposit to open - $1500
• Balance of $1500 or more for entire statement cycle – no service charge
• If balance falls below $1500 on any day of statement cycle - $10 service charge and $.20 per withdrawal
• Pays current Now interest rate – Calculated Daily - compounded and credited to account monthly

Savings Accounts

Money Market Account

• Minimum Deposit to open $1,000
• Balance of $1,000 or more for entire statement cycle – no service charge
• If balance falls below $1,000 on any day of the statement cycle - $10 service charge and $.20 per debit item fee will be imposed.
• Pays current Money Market rate – Calculated Daily - compounded and credited to account monthly
• Transaction limitations apply

Sunshine Savings

• Minimum deposit to open $100
• Balance of $500 or more for entire quarterly cycle – no service charge
• If balance falls below $500 on any day of the quarterly cycle - $3 service charge and $1 per withdrawal will be imposed.
• Pays current savings interest rate – Calculated Daily - compounded and credited to account monthly

Christmas Club

• Minimum weekly deposit - $1
• Checks mailed by November 16

Certificates of Deposit

• Certificates are offered for terms of 3 and 6 months, and 1, 2, 3 and 5 years Minimum amount to open - $500
• Please check with customer service for current rates